There are many ways to ensure you don?t save enough money to achieve your financial goals. Here are seven guaranteed to make you NOT succeed:1. Don?t put money into a retirement savings. Hey, you?ve got better things to do with $20 a week, right? There are coffees to be bought, vacations to be enjoyed, and nights out on the town to be had. Besides, the government has a great plan in place to take care of you when you?re old and grey. Failing that, you can always move in with the kids.2. Pass on the Canada Education savings Grant. If you put money into an RESP the government GIVES you money. A $2,500 contribution...