Favourite waterproof riding jacket?
 

I've been looking at a few but quite find anything that is 'exactly' what I'm after. I'm currently considering: Musto Paddock BR1, Musto Canter BR1, Mountain Horse Amber ladies jacket The features I want are: - Covers the back of the saddle when riding but ideally doesn't flap about when I'm not riding (all the ones above have studs on the flap to keep it in place) - Reasonably fitted in shape - Water proof - Double zip at the front - Removable and adjustable liner so it can be worn for more of the year / no liner cause I can always wear a gilet under it. (so far I don't think any of the ones above have this... they all seem to be winter jackets and I am struggling to justify the cost for something I will only wear for less than half the year.) So... does anyone have a favourite they can recommend? And if anyone has the above jackets how have you found them?

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