To insure or not insure...thats the question!?!
 

Hi all, How many people dont insure theyre horses? Im considering getting BHS Gold and just putting 50 quid aside per month for a "vet fund" rather than paying insurance...However im not sure if this is daft!? I have always insured previous horses, i insure my dogs...but looking at quotes this evening unless i pay a £500 excess (which kind of defeats the object of insurance!?!) im looking at 50 a month...Im really on the fence...what do you guys do??? Thanks!!!

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