rss
12-23-2013, 08:23 PM
http://static1.businessinsider.com/image/529c97b269bedde43f851f32-1200-864/obamacare-17.jpg
Last week, the Obama administration an**unced that anyone whose health plan was cancelled due to the Affordable Care Act and believe other plans offered are unaffordable will receive a 'hardship waiver.' This waiver exempts them from the individual mandate and allows them to purchase a cheaper catastrophic plan that was previously available only to those under the age of 30.
But losing your health insurance is **t the only experience that qualifies a person for a waiver. In fact, there are 13 other ways that people qualify.
Here are all 14 straight from the Centers for Medicare and Medicaid (http://marketplace.cms.gov/getofficialresources/publications-and-articles/hardship-exemption.pdf):
You were homeless.
You were evicted in the past 6 months or were
facing eviction or foreclosure.
You received a shut-off **tice from a utility company.
You recently experienced domestic violence.
You recently experienced the death of a close family member.
You experienced a fire, flood, or other natural human-caused disaster that caused substantial damage to your property.
You filed for bankruptcy in the last 6 months.
You had medical expenses you couldn’t pay in the last 24 months.
You experienced unexpected increases in necessary expenses due to caring for an ill, disabled, or aging family member.
You expect to claim a child as a tax dependent who’s been denied coverage in Medicaid and the Children’s Health Insurance Program (CHIP), and a**ther person is required by court order to give medical support to the child.
As a result of an eligibility appeals decision, you’re eligible either for: 1) enrollment in a qualified health plan (QHP) through the Marketplace, 2) lower costs on your monthly premiums, or 3) cost-sharing reductions for a time period when you weren’t enrolled in a QHP through the Marketplace.
You were determined ineligible for Medicaid because your state didn’t expand eligibility for Medicaid under the Affordable Care Act.
You received a **tice saying that your current health insurance plan is being cancelled, and you consider the other plans available unaffordable.
You experienced a**ther hardship in obtaining health insurance.
Join the conversation about this story » (http://www.businessinsider.com/here-are-the-14-ways-you-may-qualify-for-an-exemption-to-the-individual-mandate-2013-12#comments)
http://businessinsider.com.feedsportal.com/c/34800/f/641403/s/3523fea6/mf.gif
http://res3.feedsportal.com/social/twitter.png (http://share.feedsportal.com/share/twitter/?u=http%3A%2F%2Fwww.businessinsider.com%2Fhere-are-the-14-ways-you-may-qualify-for-an-exemption-to-the-individual-mandate-2013-12&t=The+14+Ways+You+Can+Get+Out+Of+Being+Forced+To+H ave+Health+Insurance) http://res3.feedsportal.com/social/facebook.png (http://share.feedsportal.com/share/facebook/?u=http%3A%2F%2Fwww.businessinsider.com%2Fhere-are-the-14-ways-you-may-qualify-for-an-exemption-to-the-individual-mandate-2013-12&t=The+14+Ways+You+Can+Get+Out+Of+Being+Forced+To+H ave+Health+Insurance) http://res3.feedsportal.com/social/linkedin.png (http://share.feedsportal.com/share/linkedin/?u=http%3A%2F%2Fwww.businessinsider.com%2Fhere-are-the-14-ways-you-may-qualify-for-an-exemption-to-the-individual-mandate-2013-12&t=The+14+Ways+You+Can+Get+Out+Of+Being+Forced+To+H ave+Health+Insurance) http://res3.feedsportal.com/social/googleplus.png (http://share.feedsportal.com/share/gplus/?u=http%3A%2F%2Fwww.businessinsider.com%2Fhere-are-the-14-ways-you-may-qualify-for-an-exemption-to-the-individual-mandate-2013-12&t=The+14+Ways+You+Can+Get+Out+Of+Being+Forced+To+H ave+Health+Insurance) http://res3.feedsportal.com/social/email.png (http://share.feedsportal.com/share/email/?u=http%3A%2F%2Fwww.businessinsider.com%2Fhere-are-the-14-ways-you-may-qualify-for-an-exemption-to-the-individual-mandate-2013-12&t=The+14+Ways+You+Can+Get+Out+Of+Being+Forced+To+H ave+Health+Insurance)
http://da.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/rc/1/rc.img (http://da.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/rc/1/rc.htm)
http://da.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/rc/2/rc.img (http://da.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/rc/2/rc.htm)
http://da.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/rc/3/rc.img (http://da.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/rc/3/rc.htm)
http://da.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/a2.img (http://da.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/a2.htm)http://pi.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/a2t.img http://feeds.feedburner.com/~ff/businessinsider?d=yIl2AUoC8zA (http://feeds.feedburner.com/~ff/businessinsider?a=iiF6MF1rRlg:xyKrUx5VGK0:yIl2AUoC 8zA) http://feeds.feedburner.com/~ff/businessinsider?i=iiF6MF1rRlg:xyKrUx5VGK0:F7zBnMyn 0Lo (http://feeds.feedburner.com/~ff/businessinsider?a=iiF6MF1rRlg:xyKrUx5VGK0:F7zBnMyn 0Lo) http://feeds.feedburner.com/~ff/businessinsider?i=iiF6MF1rRlg:xyKrUx5VGK0:V_sGLiPB pWU (http://feeds.feedburner.com/~ff/businessinsider?a=iiF6MF1rRlg:xyKrUx5VGK0:V_sGLiPB pWU) http://feeds.feedburner.com/~ff/businessinsider?d=qj6IDK7rITs (http://feeds.feedburner.com/~ff/businessinsider?a=iiF6MF1rRlg:xyKrUx5VGK0:qj6IDK7r ITs) http://feeds.feedburner.com/~ff/businessinsider?i=iiF6MF1rRlg:xyKrUx5VGK0:gIN9vFwO qvQ (http://feeds.feedburner.com/~ff/businessinsider?a=iiF6MF1rRlg:xyKrUx5VGK0:gIN9vFwO qvQ)
http://feeds.feedburner.com/~r/businessinsider/~4/iiF6MF1rRlg
أكثر... (http://feedproxy.google.com/~r/businessinsider/~3/iiF6MF1rRlg/here-are-the-14-ways-you-may-qualify-for-an-exemption-to-the-individual-mandate-2013-12)
Last week, the Obama administration an**unced that anyone whose health plan was cancelled due to the Affordable Care Act and believe other plans offered are unaffordable will receive a 'hardship waiver.' This waiver exempts them from the individual mandate and allows them to purchase a cheaper catastrophic plan that was previously available only to those under the age of 30.
But losing your health insurance is **t the only experience that qualifies a person for a waiver. In fact, there are 13 other ways that people qualify.
Here are all 14 straight from the Centers for Medicare and Medicaid (http://marketplace.cms.gov/getofficialresources/publications-and-articles/hardship-exemption.pdf):
You were homeless.
You were evicted in the past 6 months or were
facing eviction or foreclosure.
You received a shut-off **tice from a utility company.
You recently experienced domestic violence.
You recently experienced the death of a close family member.
You experienced a fire, flood, or other natural human-caused disaster that caused substantial damage to your property.
You filed for bankruptcy in the last 6 months.
You had medical expenses you couldn’t pay in the last 24 months.
You experienced unexpected increases in necessary expenses due to caring for an ill, disabled, or aging family member.
You expect to claim a child as a tax dependent who’s been denied coverage in Medicaid and the Children’s Health Insurance Program (CHIP), and a**ther person is required by court order to give medical support to the child.
As a result of an eligibility appeals decision, you’re eligible either for: 1) enrollment in a qualified health plan (QHP) through the Marketplace, 2) lower costs on your monthly premiums, or 3) cost-sharing reductions for a time period when you weren’t enrolled in a QHP through the Marketplace.
You were determined ineligible for Medicaid because your state didn’t expand eligibility for Medicaid under the Affordable Care Act.
You received a **tice saying that your current health insurance plan is being cancelled, and you consider the other plans available unaffordable.
You experienced a**ther hardship in obtaining health insurance.
Join the conversation about this story » (http://www.businessinsider.com/here-are-the-14-ways-you-may-qualify-for-an-exemption-to-the-individual-mandate-2013-12#comments)
http://businessinsider.com.feedsportal.com/c/34800/f/641403/s/3523fea6/mf.gif
http://res3.feedsportal.com/social/twitter.png (http://share.feedsportal.com/share/twitter/?u=http%3A%2F%2Fwww.businessinsider.com%2Fhere-are-the-14-ways-you-may-qualify-for-an-exemption-to-the-individual-mandate-2013-12&t=The+14+Ways+You+Can+Get+Out+Of+Being+Forced+To+H ave+Health+Insurance) http://res3.feedsportal.com/social/facebook.png (http://share.feedsportal.com/share/facebook/?u=http%3A%2F%2Fwww.businessinsider.com%2Fhere-are-the-14-ways-you-may-qualify-for-an-exemption-to-the-individual-mandate-2013-12&t=The+14+Ways+You+Can+Get+Out+Of+Being+Forced+To+H ave+Health+Insurance) http://res3.feedsportal.com/social/linkedin.png (http://share.feedsportal.com/share/linkedin/?u=http%3A%2F%2Fwww.businessinsider.com%2Fhere-are-the-14-ways-you-may-qualify-for-an-exemption-to-the-individual-mandate-2013-12&t=The+14+Ways+You+Can+Get+Out+Of+Being+Forced+To+H ave+Health+Insurance) http://res3.feedsportal.com/social/googleplus.png (http://share.feedsportal.com/share/gplus/?u=http%3A%2F%2Fwww.businessinsider.com%2Fhere-are-the-14-ways-you-may-qualify-for-an-exemption-to-the-individual-mandate-2013-12&t=The+14+Ways+You+Can+Get+Out+Of+Being+Forced+To+H ave+Health+Insurance) http://res3.feedsportal.com/social/email.png (http://share.feedsportal.com/share/email/?u=http%3A%2F%2Fwww.businessinsider.com%2Fhere-are-the-14-ways-you-may-qualify-for-an-exemption-to-the-individual-mandate-2013-12&t=The+14+Ways+You+Can+Get+Out+Of+Being+Forced+To+H ave+Health+Insurance)
http://da.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/rc/1/rc.img (http://da.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/rc/1/rc.htm)
http://da.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/rc/2/rc.img (http://da.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/rc/2/rc.htm)
http://da.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/rc/3/rc.img (http://da.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/rc/3/rc.htm)
http://da.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/a2.img (http://da.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/a2.htm)http://pi.feedsportal.com/r/184842122633/u/49/f/641403/c/34800/s/3523fea6/a2t.img http://feeds.feedburner.com/~ff/businessinsider?d=yIl2AUoC8zA (http://feeds.feedburner.com/~ff/businessinsider?a=iiF6MF1rRlg:xyKrUx5VGK0:yIl2AUoC 8zA) http://feeds.feedburner.com/~ff/businessinsider?i=iiF6MF1rRlg:xyKrUx5VGK0:F7zBnMyn 0Lo (http://feeds.feedburner.com/~ff/businessinsider?a=iiF6MF1rRlg:xyKrUx5VGK0:F7zBnMyn 0Lo) http://feeds.feedburner.com/~ff/businessinsider?i=iiF6MF1rRlg:xyKrUx5VGK0:V_sGLiPB pWU (http://feeds.feedburner.com/~ff/businessinsider?a=iiF6MF1rRlg:xyKrUx5VGK0:V_sGLiPB pWU) http://feeds.feedburner.com/~ff/businessinsider?d=qj6IDK7rITs (http://feeds.feedburner.com/~ff/businessinsider?a=iiF6MF1rRlg:xyKrUx5VGK0:qj6IDK7r ITs) http://feeds.feedburner.com/~ff/businessinsider?i=iiF6MF1rRlg:xyKrUx5VGK0:gIN9vFwO qvQ (http://feeds.feedburner.com/~ff/businessinsider?a=iiF6MF1rRlg:xyKrUx5VGK0:gIN9vFwO qvQ)
http://feeds.feedburner.com/~r/businessinsider/~4/iiF6MF1rRlg
أكثر... (http://feedproxy.google.com/~r/businessinsider/~3/iiF6MF1rRlg/here-are-the-14-ways-you-may-qualify-for-an-exemption-to-the-individual-mandate-2013-12)