Insurance coverage premiums for the Mannequin 3

I am new to the discussion board and new to Tesla. Apologies if this has been coated in different threads, however I did a search, and whereas I discovered a number of info, nothing that particularly addressed my query (and if something, raised extra questions).

I simply positioned my order for a Mannequin Three Efficiency a pair weeks in the past, and am anxiously awaiting my supply date. Nevertheless, now I am questioning about insurance coverage. I at the moment have a 2016 Audi S5 and my insurance coverage premium is $494 for six months, which I believe is a reasonably good price (although I have not shopped round in awhile so it is attainable that I might discover a higher price if I regarded). I bought a quote from my insurance coverage firm for the Mannequin Three and so they quoted me $395 for six months for a similar protection, which I believe is loopy good. I did not suppose it will be that a lot decrease for a Mannequin Three contemplating when all is alleged and achieved, it is about the identical value as my S5. However I learn on this discussion board and others that insurance coverage begins out low however then folks appear to be hit with massive will increase at renewal time.

So my query for individuals who have had their Mannequin 3s for awhile – has this occurred to you? The place your insurance coverage premium begins out low, however then you definately get hit with an enormous enhance when renewing? I do know you possibly can all the time store round, however to me that is a little bit of a trouble, particularly since I’ve bundled my auto insurance coverage with my residence insurance coverage. Anyway, I simply need to know what to anticipate. Thanks prematurely for anybody keen to share their expertise.

Additionally, only for reference, I do not reside in CA so not in a position to buy Tesla-provided insurance coverage right now.

Thanks.